For Shopify merchants on Shopify Payments

They took your money back. We take it back again.

No bots. No templates. Evidence packages built to your exact dispute code using human review.

Get a free assessment No commitment. Answer within one business day.
Zero upfront fee 48-hour turnaround You approve before we submit

Not because they're wrong.
Because they submit the wrong evidence.

01

Every dispute has a reason code. Each code requires different proof. The bank doesn't care about your evidence — it cares whether your evidence matches that specific code. Submit the wrong proof and you lose automatically, regardless of what actually happened.

02

Most merchants abandon disputes entirely. At an average $150–300 loss per chargeback including fees, product, and processor costs, that's a decision that compounds every month.

03

Visa and Mastercard have different evidence rules for every dispute type — and they update them. Format matters as much as content. Most merchants copy-paste a tracking number and never understood why they lost.

48h Evidence package delivery
25% Of recovery — win-only, no upfront
Shopify Payments + Stripe native
Current Visa & Mastercard rulebooks

Five steps.
One evidence package that fits.

01

Submit your dispute details

Two minutes. Tell us the reason code if you have it, the dispute amount, and what documentation you have access to.

02

We identify your exact reason code

Not all disputes are the same. We work from current Visa and Mastercard rulebooks — the version your bank is actually using, not one from three years ago.

03

We build the evidence package to that code's requirements

Structured to the bank's exact requirements for your code — not a PDF dump of everything you have. Format matters as much as content.

04

You review and approve

Nothing is submitted without your sign-off. We explain what's in the package and why each piece is included. We never touch your Shopify account or processor.

05

We submit and track the response deadline

Dispute windows are short and don't move. We track the deadline and notify you of the outcome. Nothing gets lost in a queue.

Get a free assessment
25%

of the recovered amount, only if we win.
Zero upfront. No retainer. No monthly fee.

Dispute losses average $150–300 per chargeback including fees, product cost, and processor penalties. 25% of $300 recovered beats $300 lost every time.

We only take cases where we assess the evidence is strong enough to fight. If we don't think you can win, we'll tell you straight. A free review means an honest answer — not a sales pitch.

We're selective.
That's how we win.

We can help

  • Shopify merchants on Shopify Payments
  • Physical goods only
  • 3 or more chargebacks per month
  • You have order records, fulfillment data, and customer communication

We can't help

  • × Digital products
  • × Dropshippers using AliExpress or CJ
  • × Merchants with no documentation
Philip Chen, founder of REPHQ

Philip Chen — Founder

Most merchants lose chargebacks not because their case is weak but because they don't know what banks actually require.

I built this after watching too many Shopify merchants submit winnable disputes with the wrong evidence — not because they didn't try, but because the rulebooks aren't public and the formatting requirements aren't obvious.

Get a free assessment.

If it's winnable, we'll tell you what we need and get to work. If it's not, we'll tell you that too.

Dispute received.

Here's what happens next: we review your dispute details, assess the evidence strength, and send you a direct answer within one business day — win assessment, not a sales call.